Got questions? Speak with one of our finance specialists now
TAKE CHARGE OF YOUR FINANCES
Getting out of debt and saving more money has never been this easy.
Explore the modern way to take control of your money.
Our finance specialists are online and ready to take your questions.
OPTIMY CARD MAKES LIFE EASIER
Optimy is a free spending and savings account designed for all Canadians. Equipped with our prepaid Visa card and mobile app, you’ll be able to budget, spend, and save like a pro.
CASH BACK ON EVERYTHING, EVERYWHERE
Get 0.3% cash back on every purchase that you can instantly cash out in-app wherever, whenever!
Start credit card application
NOT SURE WHICH CARD IS RIGHT FOR YOU?
Speak to our finance specialists to discover the perfect credit card plan for you. They are online now and ready to help!
IT'S JUST NOT ANOTHER CARD
We got everything covered:
- Credit building
- Earn interest
- Early payroll
Everything you’d need to improve your financial health.
Testimonials
I love my Optimy card. It comes with a rich selection of rewards and benefits. This card offers a comprehensive travel insurance package.
I got the card in order to continue receiving Optimy points and for the perks of airport lounges. It has no annual fee, too!
I have been an Optimy card customer in one form or another since 1976. I use my current Rewards card for many applications such as all business travel expenses.
